FAQ
1. Why Should I Buy Land?
2. Can I Get Good Financing?
3. What Are Automated Recurring Payments?
4. What Kinds Of Payments Are Accepted?
5. Are There Liens On These Properties?
6. Who Owns These Properties?
7. How Do I Make My Monthly Payment?
8. Can I Build On The Land?
9. Do You Sell Worldwide?
10. What About Mineral Rights?
11. What About Property Taxes And Association Fees?
12. Are There Prepayment Penalties?
13. What Happens After I Pay For The Property?
14. What Are The Closing Costs?
15. What About Utilities?
16. How Do I Get To The Property?
17. What Are The Differences Between Types Of Deeds?
18. How Is Property Location Described?
19. Terms And Conditions
1. Why Should I Buy Land?
The land has been a historically safe, low-risk investment! Converting your cash to real estate can be an excellent way to safeguard its value. Undeveloped land values generally do not have the catastrophic volatility of the stock market. Land is a secure physical investment of capital and is the ultimate tangible asset. Also, land cannot be lost to fire or stolen.
Land is in limited supply and demand continues to grow! Between 1950 and 2010 U.S. population more than doubled. Between 1960 and 1999 world population more than doubled. The historic upward real estate trend is on your side! “Land Banking”, the purchase of real estate with the intent of selling it later at a profit, has been the creation of innumerable fortunes for the wealthiest people throughout history. Over time land has always increased in value. This increase in value occurs as the inevitable result of population growth.
Unlike developed real estate, with vacant land, you are getting in on the ground floor with very little risk and maximum profit potential. Maintenance is virtually nonexistent, generally consisting of just property taxes (typically minuscule compared to developed land) and owners’ association fees if any. There are no insurance nightmares, destructive tenants, or deteriorating buildings that lose their value with each passing day.
You can enjoy your land! Consider buying some property so that you can RV, camp, hunt, fish, hike, or just kick back and enjoy being away from urban hustle and bustle.
You can take the first step toward building your dream home! Many people hope to retire away from the pollution, noise, and crime of urban living. You might want to buy some build-able property now to take the first step toward realizing the glorious retirement that you deserve. Have a look at the increasing price of real estate over the years. Now is definitely the time to buy that land that you have been dreaming of – – before prices climb inevitably higher and you wish that you had bought “back when it was still affordable”.
2. Can I Get Good Financing?
We offer affordable financing for the properties that we sell. Everyone qualifies, and we do not run a credit check! The terms of the financing can be found in the listing for each individual property. We offer 0% financing and NO credit check
3. What Are Automated Recurring Payments?
If you are financing a purchase with us we can set up automatic monthly ACH payments from your bank account for you, or set up automatic monthly payments using your credit card. This is a great convenience, you no longer have to remember to make your monthly payments. No stamps, no envelopes, no late fees due to losing track of the calendar! It is also extremely secure. If you decide to use automated monthly payments you can always elect later to discontinue them and go back to manual payments. If you begin by making your monthly payments manually and find this to be tedious, you can always switch to automated monthly payments.
4. What Kinds Of Payments Are Accepted?
We accept all major credit cards (except American Express), ACH debit transfers from a bank checking or savings account, money orders & checks. You can purchase your property entirely or make a down payment through the website by credit card. If you choose any other form of payment, please contact us by email or telephone so that we can make arrangements with you.
5. Are There Liens On These Properties?
No, there will never be a lien, encumbrance, judgment, or tax delinquency on any property that we sell.
6. Who Owns These Properties?
“All lots listed on our site are wholly owned by Land in America. We do not broker or pre-sell land that we do not own”.
DISCLAIMER: We are land investors. We buy and sell land across the country so we cannot meet you locally. We do not use any brokerage services, so you are welcome to visit the property at any time. We encourage you to tour the property at your leisure to ensure that the property meets your needs.
The seller has never viewed the property. All sizes are approximate, and all information was provided by the county or another third party.
Pictures of the property can be several years old and, unless otherwise stated, are not part of the property and only of the general surroundings.
7. How Do I Make My Monthly Payment?
If you have not set up automated monthly payments with us, you can make payments using our website’s secure payments page, or telephone us to make a credit card payment, or mail us a check or money order.
8. Can I Build On The Land?
Yes, you can build on your land as long as you follow the laws, ordinances, and zoning that may apply.
Zoning: R1 (Residential): Single-family residence with a height not to exceed 35′ and comprise of at least 1,000 sq ft of floor space including carport.
Temporary structure permitted during the construction of the primary residence for no longer than 6 months.
Utilities: Once you have applied for a Building Permit and requested water & electricity, the City will improve and maintain the road up to your lots. Once you start building you are allowed to have your RV on site for up to 6 months
LOTS LOCATED IN TRACT B ADDITION:
You are able to put a Mobile Home on that lot. It cannot be more than 5 years old and it must be at least 600 sq ft of heated living space.
You will have to pull a building permit to bring in a Mobile Home
If you are purchasing the property from us with installment payments, please keep in mind that you will not actually own the property until we receive the final payment and record a new deed for you.
There is no requirement to build. You may enjoy your land as is, or build it when it suits you.
9. Do You Sell Worldwide?
Yes, we have numerous satisfied international customers.
Buying a property in the USA is easy and straightforward.
No travel to the USA is required. Processing/closing via US notary.
Foreigners can buy real estate in the United States with no problems. The deed is notarized by a U.S. notary public and is recorded on your behalf in the land registry of the relevant municipality. The ownership of the property is unlimited and without expiry.
In contrast to real estate purchases in Germany, or other countries, there are no (expensive and time-consuming) notary and legal fees when processing in the USA – so there is no obligation to be present and signatures in the presence of a notary.
Many of our customers bought the properties online without ever seeing them in person.
10. What About Mineral Rights?
The property we acquire usually does not come with mineral rights. This is typical in the southwestern United States.
11. What About Property Taxes And Association Fees?
When you purchase a property outright from us the taxes, and owners’ association fees if any, will be paid current by us to that point. Thereafter they are your responsibility. If you finance the purchase with us, we will pay the taxes and fees during the course of the loan and bill you for reimbursement.
12. Are There Prepayment Penalties?
No. If you choose to pay more than your minimum installment payment, assuming that your account is current the excess is applied to the loan principal.
13. What Happens After I Pay For The Property?
Within a few business days of receiving the final payment for a property, we prepare a deed to transfer ownership of the property to you. We send this deed to be legally recorded in the county where the property is located, then mail the recorded deed to you after the county returns it.
14. What Are The Closing Costs?
Title Transfer, Notary, Taxes, and Recording of the Warranty Deed, will be paid by the seller.
15. What About Utilities?
Once you have applied for a Building Permit and requested water & electricity, the City will improve and maintain the road up to your lots. Once you start building you are allowed to have your RV on site for up to 6 months
ZONING: R1 (Residential): Single-family residence with a height not to exceed 35’ and comprise of at least 1,000 sq ft of floor space including a carport. Temporary structure permitted during the construction of the primary residence for no longer than 6 months.
There will be information concerning utilities in the sales listings.
16. How Do I Get To The Property?
In addition to whatever information may be in the sales listing, part of the sales package we send you will be included detailed maps and directions.
17. What Are The Differences Between Types Of Deeds?
The four most common types of deeds that you are likely to encounter are General Warranty Deeds; Special Warranty Deeds; Bargain And Sale Deeds; and Quitclaim Deeds. The precise definition of each type of deed varies by state.
• General Warranty Deed guarantees that the title is free and clear and that the seller has the right to sell it to you. It guarantees that there are no title defects and if there are any encumbrances against the property they must be listed in the deed. The seller guarantees and will defend the title against all persons. A General Warranty Deed is the highest type of deed providing the buyer with the maximum amount of legal protection.
• Special Warranty Deed provides fewer warranties and less protection to the buyer than a General Warranty Deed. There is no guarantee against title defects or encumbrances that may have been present when the seller acquired the property. It only guarantees against encumbrances that may have occurred during the seller’s time of ownership.
• Bargain And Sale Deed imply that the seller has the right to convey the title but does not guarantee that the title is free of defects and does not guarantee that the title is free from encumbrances.
• Quitclaim Deed has no warranties at all and only conveys whatever interest the seller may have had in the property. The seller’s name may or may not have appeared on the title.
18. How Is Property Location Described?
There are several types of legal descriptions for property locations currently used in various parts of the United States, including the following:
Metes And Bounds – – This is the original method of describing the location of land in the United States, a very old system that was carried over from England. Usually, physical features of local geography, with compass directions and distances, are used to describe the perimeter of a parcel of land.
Public Land Survey System – – A more scientific system than Metes And Bounds, the PLSS was implemented as an attempt to provide consistent and objective descriptions of land parcels, based on U.S. government surveys. A grid system was established, defined by specific surveyed points, which can be scaled down as needed in order to provide accurate descriptions of parcel locations.
Lot And Block Survey System – – also known as the Recorded Plat Survey System. This system is typically found where a large parcel of land has been subdivided. A map, commonly called a plat, is drawn showing the parcel and all of its component parts, and this plat is legally recorded and provides the legal descriptions of all properties within the parcel. The entire parcel is typically divided into Units, which are then divided into Blocks, which are then divided into Lots. Some parcels are not large enough to require division into Units, and there are some minor name differences in use.
19. Terms And Conditions
All properties are sold “as is” and “where-is”. All property information provided is correct to the best of our knowledge and provided in good faith. The seller does not guarantee its accuracy. We do not guarantee and we assume no liability for mineral rights or their lack; utilities or their lack; location; accessibility; terrain; build-ability; or for building and zoning codes and ordinances.
It is solely the buyer’s responsibility to ensure that the property is appropriate for its intended use. The buyer is urged to examine and research all properties prior to buying or making an offer to purchase. Buyer will form their own judgment of property value and not rely on a third party or the seller. Failure of the buyer to investigate and inspect the property, and failure to conduct their own due diligence, will not be grounds for modification or cancellation of the sale.
We encourage all of our buyers to complete their own due diligence. We do our best to obtain information on each property, but it is always best that you educate yourself as much as possible before purchasing. This can include a site visit, verification of our ownership through the county records, verification of taxes being paid current, etc. Our Company name, LAND IN AMERICA, LLC , will show in the county ownership record of each property.
Payment for purchase or down payment, subject to the seller’s acceptance of the payment, is a binding and final agreement to purchase.
There is no pressure to buy, and every opportunity to inform yourself about the property being purchased. Thus, under these circumstances, we do not issue refunds. We do offer a Satisfaction Guarantee in which you can move your accumulated equity to another available property of equal or greater value if you are not satisfied with your purchased property.
Except where prohibited by law, all transactions and dealings will be governed by and construed in accordance with the laws of Washington county Oregon.
DISCLAIMER: We are land investors. We buy and sell land across the country so we cannot meet you locally. We do not use any brokerage services, so you are welcome to visit the property at any time. We encourage you to tour the property at your leisure to ensure that the property meets your needs.
The seller has never viewed the property. All sizes are approximate, and all information was provided by the county or another third party.
Pictures of the property can be several years old and, unless otherwise stated, are not part of the property and only of the general surroundings.